Dollar parity
Each unit is designed to be worth about 1 dollar. That’s what keeps the price stable, unlike other cryptos.
Beginner’s guide
What is a stablecoin
A stablecoin is a cryptocurrency designed to have a stable value, almost always pegged to the U.S. dollar. One unit of USDT or USDC is worth about 1 dollar all the time, without Bitcoin’s swings. In practice, it’s the digital dollar: you hold dollars without opening an overseas bank account.
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Concept
Stablecoin in one sentence
While Bitcoin goes up and down, the stablecoin was created to stay steady at the dollar’s value. It’s the bridge between the crypto world and everyday money.
The best known are USDT (Tether) and USDC (Circle). Each unit is backed by reserves that keep it at roughly 1 dollar.
How does a stablecoin work?
Three ideas explain almost everything.
Backed by reserves
The company behind it holds reserves, like cash and securities, that support each stablecoin in circulation.
Runs on the blockchain
Like any crypto, it works 24/7 and can be sent anywhere in the world, quickly.
The digital dollar, in practice
Dollar stability with crypto freedom: no overseas bank account and no hours.
Use cases
What is a stablecoin used for?
Hold digital dollars. Without needing to open an overseas bank account.
Protect yourself from BRL volatility. By storing value pegged to the dollar.
Send and receive worldwide. Quickly, directly on the blockchain.
Store stable value. Between one operation and another in the crypto world.
USDT or USDC: what’s the difference?
Both track the dollar. The difference is who issues them.
USDT (Tether)
The most used and most liquid stablecoin in the world. It’s the most widely accepted across platforms and trades.
USDC (Circle)
Known for its focus on transparency and for frequent reports on the reserves that back it.
In practice
Both are worth about 1 dollar. The choice is usually based on preference, liquidity, or where you’ll use it.
Digital dollars at Brasil Bitcoin
At Brasil Bitcoin you buy USDT and USDC simply, with proprietary infrastructure and within Brazilian regulation.
Buy via Pix
Buy USDT and USDC starting from low amounts.
Digital dollars
Get exposure to the dollar without opening an overseas bank account.
Custody and security
Proprietary infrastructure and operations within Brazilian regulation.
Reference in Latin America
Largest crypto platform in Latin America and finalist for the Reclame Aqui Award 2026.
How to buy stablecoin safely
At Brasil Bitcoin, from signup to your first purchase in a few steps.
1
Open your account
Complete identity verification.
2
Deposit in reais
Use Pix, directly from the app.
3
Buy USDT or USDC
Choose any amount you want.
4
Track it on your phone
Never share access to your account.
Frequently asked questions
A stablecoin tracks the dollar, but it isn’t bank dollars.
It’s not dollars issued by a bank, but it tracks their value. One unit of USDT or USDC is worth about 1 dollar all the time.
They are widely used, but every cryptoasset requires care.
They’re the most used stablecoins in the world, with reserves that provide backing. Like any cryptoasset, they also depend on the platform where you store them; use a regulated platform.
A stablecoin doesn’t yield on its own.
The function of a stablecoin is to keep value stable. Some products may offer yield on it; always check the terms.
You can have digital dollars without opening an overseas account.
With stablecoin you get exposure to the dollar directly in the app, without needing to open an account outside Brazil.
You can buy USDT or USDC with reais via Pix.
On a regulated platform like Brasil Bitcoin: you create an account, deposit reais via Pix, and buy the stablecoin you want.
Brasil Bitcoin does not have investment consultants.
No. Brasil Bitcoin has no agents or investment consultants. Never give third parties access to your account, under any circumstances.
Have digital dollars today
Open your account and start with whatever amount makes sense for you.