Cripto é legal no Brasil?

Sim. Comprar, vender e manter criptoativos é legal no Brasil. Desde 2022 existe o Marco Legal dos Criptoativos (Lei 14.478/2022) e o Banco Central foi designado como regulador do setor, que segue ganhando regras mais claras.

Existe uma lei sobre cripto no Brasil?

Sim. A Lei 14.478/2022, chamada de Marco Legal dos Criptoativos, definiu diretrizes para a prestação de serviços com ativos virtuais no país. A partir dela, o Banco Central passou a editar regras específicas para o setor.

Quem regula as criptomoedas no Brasil?

O Banco Central do Brasil é o principal regulador dos serviços de ativos virtuais. As Resoluções BCB 519, 520 e 521 estão em vigor desde fevereiro de 2026 e disciplinam a atuação das prestadoras de serviços de ativos virtuais. Em julho de 2026, a Resolução BCB 580 deu mais um passo, aproximando essas empresas das exigências das instituições financeiras a partir de 2027.

As novas regras protegem o investidor?

Sim. Entre outros pontos, a Resolução BCB 520/2025 exige que as plataformas separem os ativos dos clientes dos recursos próprios, com contas individualizadas e carteiras segregadas, além de regras de governança e prevenção à lavagem de dinheiro.

Preciso declarar minhas criptomoedas?

Em geral, sim. Criptoativos devem ser informados à Receita Federal, e pode haver imposto sobre o ganho quando você vende com lucro, conforme as regras vigentes. Vale consultar as orientações oficiais ou um contador para o seu caso.

Beginner’s guide

Is crypto legal in Brazil?

Yes. Buying, selling, and holding cryptoassets is legal in Brazil. Since 2022, there has been the Legal Framework for Cryptoassets (Law 14,478/2022), and the Central Bank was designated as the sector regulator, which continues to gain increasingly clear rules. In other words: it’s not a lawless land.

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The answer

In one sentence

Crypto is legal and increasingly regulated in Brazil. You can buy, sell, store, and transfer cryptoassets without doing anything illegal.

What exists—and it’s good that it does—are clear rules on how platforms must operate, precisely to protect investors.

What Brazilian law says

The sector moved out of informality and into a serious regulatory framework.

Legal Framework (2022)

Law 14,478/2022 set guidelines for providing services with virtual assets in the country.

Central Bank regulates

The Central Bank of Brazil was designated as the regulator of the virtual assets sector.

Rules in force (2026)

BCB Resolutions 519, 520, and 521 have been in force since February 2026, and the framework continues to advance.

A maturing regulation

Each stage makes the market safer and more transparent.

2022Legal Framework for Cryptoassets (Law 14,478).

BCBThe Central Bank is the sector regulator.

2026Platform rules in force, with reinforcement toward 2027.

Why regulation protects you

1

Client assets segregated

Resolution BCB 520/2025 requires separating what belongs to the client from what belongs to the platform, in dedicated accounts and wallets.

2

Governance rules

platforms must demonstrate structure, viability, and minimum operating standards.

3

Anti-money laundering prevention

there are compliance obligations and efforts to combat illicit activities, in the same spirit as financial institutions.

4

Mandatory authorization

platforms need authorization from the Central Bank to operate, and the sector is moving toward requirements at the level of a financial institution (Resolution BCB 580/2026).

5

More transparency

a regulated sector is a sector that is accountable, with less room for opportunists.

Brasil Bitcoin and regulation

Brasil Bitcoin has always stood for a serious market: it operates within Brazilian regulation, with its own infrastructure and custody, and closely follows the evolution of Central Bank rules. Legality and credibility have been part of the way we operate since 2018.

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Differentiators

Structure for you to trade with confidence

Within regulation. Operating within Brazilian regulation, following the Central Bank framework.

In-house custody. In-house custody and infrastructure, focused on security.

Transparent communication. Transparent communication, including when it comes to risk and rules.

Human support. Human support and finalist of the Reclame Aqui Award 2026.

Start legally and safely

At Brasil Bitcoin, from sign-up to first purchase in just a few steps.

1

Step 1

Open your account and complete identity verification.

2

Step 2

Deposit in reais via Pix, directly from the app.

3

Step 3

Buy any cryptocurrency you want, in any fraction you want.

4

Step 4

Keep your receipts and report your cryptoassets to the tax authority.